Guides

A new federal deduction lets you write off up to $10,000 of car loan interest. A 0% loan has no interest to write off. Here is what that means for your math.

0% APR pays the dealer nothing on the loan itself. Here is where the dealership makes that money back, and what to watch for.

A hard inquiry, a new account, a shorter average credit age. Here is the actual, small effect of taking a 0% APR car deal, not the scary version.

0% APR car offers are reserved for top-tier credit, usually 720 and up. Here is where the cutoffs actually sit and what happens if you land below them.

Manufacturers subsidize 0% financing through their captive lenders to move specific models. Here is how it works and what credit it takes.