APRHound
Manufacturer offers onlyLinks re-checked daily

0% APR and low-APR deals: September 2026

23 verified offers across 9 makes. Updated September 1, 2026.

September 2026 brings solid financing opportunities for car shoppers, with 23 verified offers currently available across nine major automakers. Fourteen of these deals feature true 0% APR financing, providing genuine savings for buyers willing to pay attention to the fine print and eligibility requirements. The selection spans luxury brands like Lucid and Mercedes-Benz alongside mainstream manufacturers including Chevrolet, Mazda, and Buick, giving shoppers across different budget ranges legitimate options to explore.

The standout September 2026 0% APR car deals include the 2026 Chevrolet Silverado 1500 and both Lucid Air variants (Pure and Touring), all offering 0% APR for 60 months. Buyers shopping for smaller vehicles will find attractive 0% APR options on the 2026 Mazda CX-5 and CX-30, each available at 0% for 36 months. These terms represent significant savings compared to market-rate financing, though terms vary by model and manufacturer.

Every link and offer listed on this page has been verified directly against manufacturer websites to ensure accuracy and current availability. Financing offers can change frequently and may come with specific eligibility requirements, so we recommend confirming details with your dealer before making a final decision. The following breakdown details each available offer by make and model, helping you quickly identify which deals align with your vehicle preferences and financing timeline.

Buick all Buick offers

Buick Envision
MY 2026
1.9%? mo
Terms
1.9% APR for well-qualified buyers when you finance through GM Financial.
Ends
August 31, 2026
Region
National
6/10 · September 1, 2026 Source ↗

2026 Buick Envision: 1.9% APR for months

If you're in the market for a new midsize SUV, the 2026 Buick Envision 1.9% APR financing offer is worth checking out, especially if you're planning to finance through GM Financial. This rate applies to well-qualified buyers on approved credit, and it's available nationwide through August 31st, 2026. One thing to keep in mind is that lower APR offers typically require a longer loan term to make the monthly payment manageable, so you'll want to compare how different loan lengths affect your overall budget before deciding. The Envision has been a solid choice for families looking for a comfortable ride with good tech features, and a rate like this could save you significant money over the life of your loan compared to standard financing options.

Chevrolet all Chevrolet offers

Chevrolet Silverado 1500
MY 2026
0%60 mo
Terms
0% APR for 5 Years for well-qualified buyers with GM Financial, plus no monthly payments for 90 days
Ends
not stated
Region
National
6/10 · September 1, 2026 Source ↗

2026 Chevrolet Silverado 1500: 0% APR for 60 months

If you're shopping for a truck, the 2026 Chevrolet Silverado 1500 0% APR financing deal is worth a serious look. GM Financial is offering zero percent interest for 60 months on approved credit, which means you're only paying back what you borrowed with no interest charges stacked on top. Here's the practical angle: zero percent financing typically requires you to have solid credit and choose a longer loan term, which keeps your monthly payment manageable once that 90-day payment holiday ends. You also get no monthly payments for the first three months, giving you some breathing room before your regular payments kick in. Since this offer is time-sensitive, it's worth getting to a dealer soon to see if you qualify.

Infiniti all Infiniti offers

Infiniti QX65
MY 2027
2.9%72 mo
Terms
2.9% APR for 72 months on all 2027 QX65 trims for well qualified buyers through Infiniti Financial Services
Ends
not stated
Region
National
6/10 · September 1, 2026 Source ↗
Infiniti QX60
MY 2027
2.9%72 mo
Terms
2.9% APR for 72 months on all 2027 QX60 trims for well qualified buyers through Infiniti Financial Services
Ends
not stated
Region
National
6/10 · September 1, 2026 Source ↗
Infiniti QX80
MY 2027
2.9%60 mo
Terms
2.9% APR for 60 months plus $3,000 of bonus cash on all 2027 QX80 trims for well qualified buyers through Infiniti Financial Services
Ends
not stated
Region
National
6/10 · September 1, 2026 Source ↗

2027 Infiniti QX65: 2.9% APR for 72 months

If you're shopping for a luxury crossover, the 2027 Infiniti QX65 2.9% APR financing deal is worth paying attention to. This offer runs for 72 months across all QX65 trims, which means you'll get a longer repayment window to keep your monthly payments manageable. Keep in mind that while 72 months spreads out your costs, choosing a shorter loan term would lower your overall interest paid over time. The rate is available to well-qualified buyers on approved credit through Infiniti Financial Services, so your actual rate depends on factors like your credit profile and down payment. It's a solid option if you're looking to balance monthly affordability with the premium features and performance the QX65 delivers.

2027 Infiniti QX60: 2.9% APR for 72 months

If you're shopping for a luxury midsize SUV, the 2027 Infiniti QX60 2.9% APR financing offer is worth taking seriously. This rate is available for 72 months across all QX60 trims for well-qualified buyers on approved credit through Infiniti Financial Services. That six-year loan term keeps your monthly payments manageable, though keep in mind that if you wanted to pay it off faster with a shorter loan, you'd build equity in the vehicle more quickly and pay less interest overall. It's a competitive rate for a vehicle with the QX60's features and reliability reputation. Just confirm the offer timing and your specific eligibility with your local Infiniti dealer.

2027 Infiniti QX80: 2.9% APR for 60 months

If you're in the market for a luxury SUV, the 2027 Infiniti QX80 2.9% APR financing deal is worth your attention. Right now, well-qualified buyers can get 2.9% APR for 60 months plus $3,000 in bonus cash across all QX80 trims on approved credit through Infiniti Financial Services. A 60-month term strikes a nice balance between keeping your monthly payment reasonable and building equity at a steady pace, which makes it a solid choice for buyers planning to keep their vehicle long-term. Whether you're drawn to the QX80's three-row seating, towing capacity, or refined interior, this financing offer makes the luxury feel more accessible. Head to your local Infiniti dealer to explore trims and get pre-qualified so you understand exactly what your monthly payment would look like.

Lucid all Lucid offers

Lucid Air Pure
MY 2026
0%60 mo
Terms
APR 0.00% for up to 60 months plus up to $2,500 Lucid Credit.
Ends
September 30, 2026
Region
National
6/10 · September 1, 2026 Source ↗
Lucid Air Touring
MY 2026
0%60 mo
Terms
APR 0.00% for up to 60 months plus up to $2,500 Lucid Credit.
Ends
September 30, 2026
Region
National
6/10 · September 1, 2026 Source ↗
Lucid Gravity Touring
MY 2026
0.99%60 mo
Terms
APR 0.99% for up to 60 months plus up to $5,000 Lucid Credit.
Ends
September 30, 2026
Region
National
6/10 · September 1, 2026 Source ↗

2026 Lucid Lucid Air Pure: 0% APR for 60 months

If you're shopping for a luxury electric sedan, the 2026 Lucid Lucid Air Pure 0% APR financing offer is worth a close look. You can finance for up to 60 months at zero percent interest, plus qualify for up to $2,500 in Lucid Credit toward your purchase, on approved credit. This kind of rate is typically reserved for well-qualified buyers, so your credit score and financial history will matter when you apply. The longer you stretch the loan term, the lower your monthly payment will be, though you'll pay interest over a longer period if you weren't getting this zero percent deal. This offer runs through September 30, 2026, and is available nationwide, so if you're serious about going electric without breaking the bank on financing costs, it's worth exploring with a dealer soon.

2026 Lucid Lucid Air Touring: 0% APR for 60 months

If you're shopping for a luxury electric sedan, the 2026 Lucid Lucid Air Touring 0% APR financing deal is worth paying attention to. You're looking at zero interest for up to 60 months on approved credit, plus an additional $2,500 Lucid Credit to put toward your purchase. This kind of rate is typically reserved for buyers with solid credit profiles, so it's worth checking your score before heading to the dealer. The nice thing about a longer 60-month term is that it spreads your payments out, though keep in mind that choosing a shorter loan length would lower your total interest paid (which is zero anyway) and get you out of the loan faster. The offer runs through September 30th, 2026, so there's some time to explore whether this premium EV fits your needs and budget.

2026 Lucid Lucid Gravity Touring: 0.99% APR for 60 months

If you're shopping for a luxury electric SUV, the 2026 Lucid Lucid Gravity Touring 0.99% APR financing offer is worth a serious look. You can finance for up to 60 months at that rate, and you've also got up to $5,000 in Lucid Credit to put toward the purchase, which helps lower what you actually owe. The sub-1% rate is genuinely competitive for new vehicles, though keep in mind that a longer loan term means more total interest paid over time, even at a low rate. This offer is available on approved credit and runs through the end of September 2026, so there's some time to decide, but these deals do tend to move fast as inventory shifts.

MINI all MINI offers

MINI Countryman S ALL4
MY 2026
1.99%60 mo
Terms
1.99% APR financing for up to 60 months on 2026 MINI Countryman S ALL4 through MINI Financial Services
Ends
September 30, 2026
Region
National
6/10 · September 1, 2026 Source ↗
MINI Cooper S Convertible
MY 2026
1.99%48 mo
Terms
1.99% APR financing for up to 48 months on new 2026 MINI Cooper S Convertible models (Special Editions excluded) through MINI Financial Services, a Division of BMW Financial Services NA, LLC
Ends
August 2, 2026
Region
National
6/10 · September 1, 2026 Source ↗

2026 MINI Countryman S ALL4: 1.99% APR for 60 months

If you're eyeing a 2026 MINI Countryman S ALL4 1.99% APR financing offer, this is worth taking seriously. MINI Financial Services is running this deal through September 30th, 2026 nationally, and it gives you the flexibility to spread payments across up to 60 months. One thing worth knowing is that a longer loan term means lower monthly payments but more interest paid overall, so it's worth running the numbers on different timelines to see what works for your budget. Keep in mind you'll need approved credit to qualify, but if you're in the market for that model, this rate is competitive enough to make the math work in your favor.

2026 MINI Cooper S Convertible: 1.99% APR for 48 months

Looking to drive home a 2026 MINI Cooper S Convertible with a 1.99% APR financing rate? This offer through MINI Financial Services gives you a solid rate for up to 48 months on new models, excluding Special Editions. One thing worth noting: if you choose a shorter loan term, your monthly payments will be higher, but you'll pay less interest overall and own the car faster. The offer is available nationwide and runs through August 2, 2026, so you've got a decent window to shop. Keep in mind that approval is on approved credit, and you'll want to confirm your specific vehicle qualifies since some editions are excluded. It's a pretty competitive rate for a convertible, especially if you're planning to keep the car for a few years.

Mazda all Mazda offers

Mazda CX-5
MY 2026
0%36 mo
Terms
0% APR for 36 months plus no payments for 90 days on select 2026 models through Mazda Financial Services
Ends
September 30, 2026
Region
National
6/10 · September 1, 2026 Source ↗
Mazda CX-30
MY 2026
0%36 mo
Terms
0% APR for 36 months plus no payments for 90 days on select 2026 models through Mazda Financial Services
Ends
September 30, 2026
Region
National
6/10 · September 1, 2026 Source ↗
Mazda CX-50
MY 2026
0%36 mo
Terms
0% APR for 36 months plus no payments for 90 days on select 2026 models through Mazda Financial Services
Ends
September 30, 2026
Region
National
6/10 · September 1, 2026 Source ↗
Mazda CX-50 Hybrid
MY 2026
0%36 mo
Terms
0% APR for 36 months plus no payments for 90 days on select 2026 models through Mazda Financial Services
Ends
September 30, 2026
Region
National
6/10 · September 1, 2026 Source ↗
Mazda CX-70 Inline 6
MY 2026
0%36 mo
Terms
0% APR for 36 months plus no payments for 90 days on select 2026 models through Mazda Financial Services
Ends
September 30, 2026
Region
National
6/10 · September 1, 2026 Source ↗
Mazda CX-70 PHEV
MY 2026
0%36 mo
Terms
0% APR for 36 months plus no payments for 90 days on select 2026 models through Mazda Financial Services
Ends
September 30, 2026
Region
National
6/10 · September 1, 2026 Source ↗
Mazda CX-90 Inline 6
MY 2026
0%36 mo
Terms
0% APR for 36 months plus no payments for 90 days on select 2026 models through Mazda Financial Services
Ends
September 30, 2026
Region
National
6/10 · September 1, 2026 Source ↗
Mazda CX-90 PHEV
MY 2026
0%36 mo
Terms
0% APR for 36 months plus no payments for 90 days on select 2026 models through Mazda Financial Services
Ends
September 30, 2026
Region
National
6/10 · September 1, 2026 Source ↗
Mazda Mazda3 Hatchback
MY 2026
0%36 mo
Terms
0% APR for 36 months plus no payments for 90 days on select 2026 models through Mazda Financial Services
Ends
September 30, 2026
Region
National
6/10 · September 1, 2026 Source ↗
Mazda Mazda3 Sedan
MY 2026
0%36 mo
Terms
0% APR for 36 months plus no payments for 90 days on select 2026 models through Mazda Financial Services
Ends
September 30, 2026
Region
National
6/10 · September 1, 2026 Source ↗

2026 Mazda CX-5: 0% APR for 36 months

If you're eyeing a new crossover, the 2026 Mazda CX-5 0% APR financing deal is worth a closer look. Through Mazda Financial Services, you can lock in zero interest for 36 months on select models, plus get a 90-day payment grace period to get things sorted before your first payment is due. This kind of offer typically requires approved credit and a reasonable down payment, but if you qualify, it's a genuine way to save money on interest over the life of the loan. Since you're financing over three years rather than the longer standard terms, your monthly payments will be higher, but you'll be done paying interest-free sooner. The offer runs through September 30, 2026, so if this sounds like your next vehicle, it's worth getting in touch with a Mazda dealer soon to see what's available in your area.

2026 Mazda CX-30: 0% APR for 36 months

If you're eyeing the 2026 Mazda CX-30 0% APR offer, here's what makes it worth your attention. Mazda Financial Services is running a deal that combines zero interest for 36 months with a 90-day payment deferral on select 2026 models, giving you some breathing room before your first payment is due. Keep in mind that 0% APR financing typically requires approved credit and a solid down payment, so your actual rate will depend on what you qualify for. The shorter 36-month term means your monthly payments will be higher than a longer loan, but you'll build equity faster and pay no interest at all. This offer runs through September 30th, 2026, and it's available nationally, so it's worth checking with your local dealer to see which models qualify and get pre-approved.

2026 Mazda CX-50: 0% APR for 36 months

If you're shopping for a new crossover, the 2026 Mazda CX-50 0% APR financing deal is worth checking out. Right now, Mazda Financial Services is offering zero percent APR for 36 months on select 2026 models, plus you get a 90-day payment deferral to get on your feet. That's a solid combination if you qualify on approved credit. One thing to keep in mind is that zero percent financing typically requires good credit and a reasonable down payment, so your rate could differ based on your situation. The offer is available nationwide through September 30, 2026, so if you've been thinking about upgrading to something more spacious and fun to drive, this is a good window to negotiate.

2026 Mazda CX-50 Hybrid: 0% APR for 36 months

If you've been eyeing the 2026 Mazda CX-50 Hybrid 0% APR financing offer, here's what makes it worth considering. Mazda Financial Services is running a solid deal through the end of September: zero percent interest for 36 months on select 2026 models, plus they'll let you skip payments for the first 90 days. That grace period gives you breathing room to get settled into your new hybrid before the monthly payments kick in. On approved credit, you can lock in that rate, which typically requires a good credit score and a reasonable down payment. The 36-month window is worth noting too, since keeping your loan to three years instead of longer means you'll build equity faster and pay less interest overall, even at zero percent.

2026 Mazda CX-70 Inline 6: 0% APR for 36 months

If you've been eyeing the 2026 Mazda CX-70 Inline 6 0% APR offer, here's what makes it worth considering: you're looking at zero interest for 36 months on approved credit, plus a 90-day payment deferral on select 2026 models. That means your money stays in your pocket a bit longer while you get into a vehicle with a responsive inline-6 engine and Mazda's practical design. The main thing to remember about 0% financing is that it typically requires strong credit and a reasonable down payment, so it's worth checking your credit profile before applying. This deal runs through September 30, 2026, and it's available nationwide through Mazda Financial Services, making it a genuine opportunity if you qualify.

2026 Mazda CX-70 PHEV: 0% APR for 36 months

If you've been eyeing the 2026 Mazda CX-70 PHEV 0% APR financing, now's a solid time to look into it. Mazda Financial Services is offering 0% APR for 36 months on select 2026 models, plus you get 90 days with no payments to start. That interest-free rate typically requires approved credit and a reasonable down payment, which helps keep your monthly costs predictable over those three years. Since the offer runs through September 30th, 2026, you'll want to move fairly soon if this catches your interest. This kind of deal works well if you're planning to keep the car long-term and want to avoid financing costs altogether.

2026 Mazda CX-90 Inline 6: 0% APR for 36 months

If you're shopping for a new Mazda SUV, here's a deal worth considering: the 2026 Mazda CX-90 Inline 6 0% APR financing is available for 36 months on approved credit through Mazda Financial Services. What makes this offer interesting is the 90-day payment pause, which gives you a real breathing room after purchase before payments kick in. Keep in mind that 0% financing typically requires good credit and a solid down payment, so those details matter when you're calculating what your monthly payment will actually look like. The offer runs through September 30, 2026, and applies to select 2026 models across the country. If you've been considering a CX-90, it's worth getting a quote to see how this financing could work for your situation.

2026 Mazda CX-90 PHEV: 0% APR for 36 months

The 2026 Mazda CX-90 PHEV 0% APR financing deal is worth a serious look if you're shopping for a plug-in hybrid right now. Mazda Financial Services is offering zero percent interest for 36 months on select 2026 models, plus they'll give you 90 days before your first payment is due. That grace period is genuinely useful for getting your budget sorted after purchase. Keep in mind that 0% APR offers typically require approved credit and a solid down payment, so your financial profile matters here. The offer runs through September 30, 2026, and it's available nationwide. If you've been considering the CX-90 PHEV's fuel efficiency and performance, this financing window makes it worth calling your local dealer to see what's available.

2026 Mazda Mazda3 Hatchback: 0% APR for 36 months

If you're in the market for a fun, efficient hatchback, the 2026 Mazda Mazda3 Hatchback 0% APR financing deal is worth taking seriously. Right now through Mazda Financial Services, you can get 0% APR for 36 months plus skip your first 90 days of payments on select 2026 models, which is a genuinely solid offer that saves you money on interest from day one. Keep in mind that zero percent financing typically requires approved credit and a decent down payment, but if you qualify, you're looking at predictable payments with no interest creeping in over three years. This offer runs through September 30, 2026, so you've got a window to get into a car that's known for its sharp handling and reliability without the usual finance charges eating into your budget.

2026 Mazda Mazda3 Sedan: 0% APR for 36 months

If you're shopping for a 2026 Mazda Mazda3 Sedan 0% APR financing is available right now through Mazda Financial Services. You're looking at zero interest for 36 months, which is solid, plus you get 90 days with no payments to get your finances sorted. The catch with zero percent deals is they typically require good credit and a decent down payment, so it's worth getting pre-approved to see where you stand. On approved credit, this offer applies to select 2026 models and runs through September 30th, 2026. It's a national offer, so whether you're on the coast or inland, dealers should be able to work with these terms. The no-payment window is genuinely helpful if you're timing a purchase around a paycheck or bonus.

Mercedes-Benz all Mercedes-Benz offers

Mercedes-Benz GLC 300 SUV
MY 2026
2.49%24 mo
Terms
2.49% APR financing for 24 months through Mercedes-Benz Financial Services.
Ends
August 31, 2026
Region
National
6/10 · September 1, 2026 Source ↗

2026 Mercedes-Benz GLC 300 SUV: 2.49% APR for 24 months

If you're in the market for a luxury SUV, the 2026 Mercedes-Benz GLC 300 SUV 2.49% APR financing offer through Mercedes-Benz Financial Services is worth checking out. This rate is available for 24 months on approved credit, and it's a solid deal if you're looking to keep your monthly payments manageable over a shorter timeframe. The shorter the loan term, the less total interest you'll pay, though it does mean higher monthly payments compared to longer financing options. This offer is available nationwide and runs through August 31, 2026, so you have some time to work with a dealer and see if it fits your budget and credit situation.

Polestar all Polestar offers

Polestar 4
MY 2026
0%60 mo
Terms
0% APR for 60 months at $16.67 per month per $1,000 financed on new 2026 Polestar 4 vehicles financed through Polestar Financial Services with $18,000 Clean Vehicle Incentive off MSRP.
Ends
September 30, 2026
Region
National
10/10 · September 1, 2026 Source ↗

2026 Polestar Polestar 4: 0% APR for 60 months

If you're considering the 2026 Polestar Polestar 4 0% APR financing, this is a compelling time to buy. You can finance a new 2026 Polestar 4 for zero percent interest over 60 months, which means you're only paying $16.67 per month for every $1,000 financed. What makes this deal even better is the $18,000 Clean Vehicle Incentive that comes straight off the MSRP, reducing your starting balance from day one. Keep in mind that with zero percent financing, your monthly payment stays flat throughout the entire loan term, making budgeting straightforward. This offer is available nationwide and runs through September 30, 2026, so there's a solid window to move forward. Financing is available on approved credit through Polestar Financial Services, and you'll want to reach out soon to check your eligibility and lock in these terms.

Rivian all Rivian offers

2026 Rivian R1 Tri Max
Rivian R1 Tri Max
MY 2026
1.99%60 mo
Terms
1.99% APR available September 1-30, 2026 on purchase of eligible new 2026 R1 Tri Max vehicles when ordered through R1 Shop and financed through Rivian's approved lender, with 60 monthly payments of $17.54 per $1,000 financed.
Ends
September 30, 2026
Region
National
6/10 · September 1, 2026 Source ↗

2026 Rivian R1 Tri Max: 1.99% APR for 60 months

If you're shopping for a premium electric SUV, here's something worth your attention: the 2026 Rivian R1 Tri Max 1.99% APR financing deal is available through September 2026. You'll need to order through R1 Shop and finance through Rivian's approved lender on approved credit, but if you qualify, you're looking at 60 monthly payments of $17.54 per $1,000 financed. That's a genuinely competitive rate for a luxury EV, especially since shorter loan terms would bump up your monthly payment while longer ones would cost you more in interest overall. This offer applies nationwide to eligible new 2026 R1 Tri Max vehicles, so it's worth checking if your local dealer has inventory or can help you order one before the September 30th deadline.